Friday 13th September 2019
“No one can see a bubble. That’s what makes it a bubble” [The Big Short]. But is buy-to-let one such bubble?
In January 2019, This Is Money reported, “How Britain’s £239bn buy-to-let bubble burst: Our devastating report reveals landlords ruined by tax penalties - and their pension plans hit”. Yet, our experience, and that of our specialist lending...
Tuesday 17th October 2017
Julian Sampson, Partner in Lending and Real Estate at TWM Solicitors contributes to Visionary Finance this month in relation to changes to buy-to-let lending for portfolio landlords:
For further information about our expertise in this area, please click here.
Monday 7th August 2017
TWM’s lending portfolio includes many of the UK’s leading buy-to-let lenders: it is a market that has seen sources of fresh stable capital in the last few years and new entrants. We have assisted many launches and the market is maturing well, despite impacts caused by the Stamp Duty Land Tax (SDLT) surcharge on additional properties, the restriction on offsetting mortgage interest...
Monday 17th July 2017
Julian Sampson, Partner at TWM Solicitors, discusses the regulatory and legal requirements to consider in this new CPD guide to advising on overseas mortgages.
Thursday 25th May 2017
Julian Sampson, Head of Lending at TWM Solicitors comments in the Institutional investor today on the topic of this week's Inrev survey on Real Estate: Brookfield Loses Crown as World's Biggest Property Manager
Thursday 13th April 2017
Julian Sampson, Partner at TWM Solicitors, comments in an article by the Institutional Investor.
Tuesday 21st March 2017
One of the main benefits of operating your business as a limited liability company is to protect you personally: a company exists as a separate legal entity. As such, the company enters into contracts in its own name (rather than you having to sign on the dotted line yourself as the business owner) and, if something were to go wrong, then any claims would be properly made against the company...
Tuesday 1st November 2016
The latest update arising out of the Small Business Enterprise and Employment Act 2015, on which we have written previously, is a government and British Business Bank backed scheme to address the difficulties faced by SMEs in accessing appropriate finance. The Act was designed to make the UK a more attractive place to start, finance and grow a business and this is another step in reducing...
Thursday 27th October 2016
Peer-to-peer (P2P) lending and crowdfunding are, for financial services, comparatively modern phenomena. They arose in the dearth of available lending capital post-global financial crisis and have enjoyed their role as leaders in the world’s FinTech bubble: leading the way in creating equity and debt facilities for small businesses, and in providing a return to investors above the...
Friday 7th October 2016
Redrow Homes announced in September that profits and turnover are up: and a positive future for homebuilding in the United Kingdom. Brexit, now a few months ago, is (for Redrow) little more than a moment in time that has done little to deter progress.
The outcome of the EU Referendum was a surprise and a concern but, on reflection, our own response is markedly more positive: our lending...
Thursday 14th July 2016
Legal & General have recently released a new report on the impact of parental assistance for children acquiring their first homes (and in some cases, second movers too).
This excellent report contains some surprising statistics, the most dramatic of all is that, " the Bank of Mum and Dad" will be involved in 25% of all mortgage transactions in 2016. This accumulated lending and investment...